General Liability Coverage For Roofers

If you specialize in Roofing, you need affordable liability coverage

There are several different types of roofing jobs. Roofers work on first time installations, along with roof repair and renovation tasks. Roofing can be very physical work, and requires special strengths and physical abilities. They should not be afraid of heights, have decent balance, and good carpentry skills. It is considered to be a potentially dangerous occupation and therefore requires specialized high-risk insurance.

Sometimes, roofers must also demo and replace damaged existing roofs with new solid materials. Roofers deal in many different materials including rubber, metal, polymer, asbestos and tile. All of these materials have numerous applications in both the residential and commercial applications. With jobs that involve metal, tile, and shingle roofing, a roofer must first remove the existing materials before installing a first layer of new tarpaper. They then install new materials using glue, staples or nails.

In some situations, roofers have to replace wood on the roof that is damaged due to rot or physical damage. Rubber roofs are usually preferred on flat roof commercial buildings. Rubber roof installation is quite a potentially challenging process, and should only be installed by those with the proper training and experienced. It is the responsibility of roofers to uniformly mop the warm tar with precision. Installing rubber sheeting requires precise measuring and cutting around every protrusion such as venting, skylights, as well as heating devices. An error on any roof job can be very costly to the roof and/or the materials below. That is why all roofers should be protected by a quality Roofing General Liability Insurance Policy.

Here is a list of challenges a roofer is often faced with:

  • Estimating the job.
  • Existing roof removal and structural repair.
  • Rubber roof installation.
  • Tar mopping.
  • Install shingles.

The role of estimator is extremely important. A mistake here can be very costly. An error offering an estimate that is too high can result in the roofing company losing the job to another roofing company that offers a lower bid. And conversely, giving a bid that is too low may make the job unprofitable. There is no room for an error in the estimating process. It is common to have unforeseen tasks and materials in any project. You may want to look for a roofing general liability insurance policy that protects you against improper estimates, oversights, mistakes, and errors. The successful and profitable roofer must view the above task list as a minefield of liability potential. This reinforces the need for a good, and low cost Roofing General Liability Insurance policy.

Roofing has the potential to be a wonderful and rewarding occupation. Protect your business and save with ACE Financial Group. We guarantee to offer the lowest rate in the industry for our roofing construction general liability coverage policy. Most of our Contractor's General Liability Coverage Policies are approved with a policy issued within 1-2 business days. This allows you to quickly get "back on top of things."

General Liability Insurance Policies are also riddled with many limitations, exclusions, riders, rate-ups and limits, written in a legalize boilerplate format in order to shield the insurance company from ever paying out in a claim. As the business owner, you need to be very savvy against their manipulation by considering an alternative to their insurance policy games.

Therefore, ACE Financial does not offer an insurance product, but a very effective alternative to insurance by using a risk-sharing group of like-minded industry professionals. We protect our own family by grouping together these low-risk professionals in a policy that is designed and customized to protect them in an honest, practical, cost saving manner. This allows ACE Financial to offer one of the lowest rates in the industry. This risk-sharing method has legally and effectively been used for hundreds of years successfully with farmers, churches, many other professions and governmental agencies.

At ACE Financial, we offer contractors liability coverage tailored to your specific needs and budget. We understand the unique risks and challenges that you face as a professional in the construction industry. We can help you find the best policy that suits your industry and project type. We can also provide you with a certificate of liability coverage that you can use to prove your coverage to your clients or partners.

Don't let an unexpected claim or lawsuit ruin your business. Contact us today to get a free quote and learn more about our contractor's general liability coverage options. We are here to help you protect your construction business with confidence and peace of mind.

For personalized advice, to explore the best coverage options for your business, and to get a low rate quote, reach out to our expert customer service advisors today.

For specific insurance details, terms, and conditions, please consult with a licensed insurance professional. The information provided here is for informational purposes only and does not constitute legal or financial advice.

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